The blockchain industry just witnessed a monumental regulatory breakthrough as 1Money secures an unprecedented 34 U.S. money transmitter licenses alongside Bermuda’s prestigious Class F digital asset license. This strategic move positions the company as a formidable player in the $94 billion stablecoin payments market, directly challenging traditional financial giants while offering enterprises a fully compliant gateway between digital and traditional finance.
Regulatory Milestone for Stablecoin Payments
1Money’s recent regulatory achievements represent a significant advancement for stablecoin payments infrastructure. The company successfully obtained 34 money transmitter licenses across U.S. jurisdictions and received Bermuda Monetary Authority’s Class F digital asset business license. Consequently, these approvals enable 1Money to operate legally in 40 U.S. states while maintaining global compliance standards. Moreover, this regulatory framework allows the company to offer comprehensive stablecoin payment services worldwide.
Comprehensive Stablecoin Payments Infrastructure
The licensed infrastructure supports multiple critical services for stablecoin payments. Businesses can now access multi-currency fiat virtual accounts and seamless deposit/withdrawal capabilities. Additionally, the platform provides digital asset custody solutions and efficient stablecoin exchange services. The network also facilitates global fiat pay-in and payout mechanisms alongside foreign exchange services. Importantly, all transactions settle instantly with minimal fixed fees, paid directly in the transacted stablecoin.
Strategic Advantages in Stablecoin Payments Market
1Money’s regulatory compliance provides distinct competitive advantages in the stablecoin payments landscape. The company surpasses competitors like Bridge and BVNK in licensed operational capacity. Furthermore, its exclusive focus on stablecoins and real-world assets eliminates speculative token risks. The infrastructure directly connects traditional banking partners with blockchain networks. Enterprises consequently gain access to scalable, compliant digital asset solutions without regulatory uncertainty.
Industry Impact and Market Positioning
The timing of 1Money’s expansion coincides with massive growth in stablecoin payments adoption. Recent data shows over $94 billion in stablecoin transactions between 2023 and 2025. Simultaneously, traditional payment giants including Visa, PayPal, and Mastercard are expanding their stablecoin offerings. However, 1Money’s fully licensed status combined with its purpose-built blockchain creates a unique market position. The company effectively bridges the gap between traditional finance and blockchain technology.
Leadership Perspective on Stablecoin Payments Future
CEO Brian Shroder describes the licenses as the “linchpin” for compliant stablecoin payment solutions. Chief Legal Officer Christopher Lalan emphasizes the company’s commitment to regulatory alignment. Chief Compliance Officer Kristen Hecht notes that enterprises require regulated partners, not just technology. The leadership team consistently highlights the importance of building trust through compliance. Their approach focuses on meeting institutional demand for scalable digital asset solutions.
Frequently Asked Questions
What licenses did 1Money obtain?
1Money secured 34 U.S. money transmitter licenses and a Bermuda Class F digital asset business license, enabling global stablecoin payment services.
How does the 1Money Network work?
The network is a Layer 1 blockchain exclusively for stablecoins and real-world assets, featuring instant settlement with low fixed fees paid in the transacted stablecoin.
What services can 1Money now provide?
The company offers multi-currency accounts, custody services, on/off-ramps, global payments, stablecoin exchange, and foreign exchange services through regulated entities.
How does this impact the stablecoin market?
1Money’s regulatory compliance positions it as a major competitor to traditional payment giants while providing institutions with trusted stablecoin payment infrastructure.
What makes 1Money different from competitors?
The company holds more U.S. licenses than competitors, focuses exclusively on stablecoins/RWAs, and operates a purpose-built blockchain for payments rather than speculation.
When did 1Money receive these approvals?
The company announced its regulatory achievements on September 5, 2025, following extensive compliance efforts with U.S. and Bermuda authorities.
